New patients: (562) 923-0038

Insurance & Financing

Unmatched quality at a manageable price point.

We'll do what it takes to connect you with affordable dental financing

Quality dental care is crucial for overall health, well-being, and confidence. We've built every aspect of our practice to eliminate excess costs, including a state-of-the-art in-house dental lab that enables us to deliver affordable dentistry without sacrificing the quality of your care.

We understand that finding dental financing solutions that work for your budget can be challenging. Our financial coordinators will work with you to create a comfortable payment plan to get the treatment you need to live life fully with great oral health.

An ADHP financial coordinator reviewing a payment plan with a patient
Dental insurance

We'll help you get every benefit you're entitled to

Our team will help you navigate your insurance benefits to maximize coverage, minimize out-of-pocket costs, and put affordable dental care within reach. We'll submit claims on your behalf and include any necessary documentation.

We are an in-network practice with the following insurance providers

  • United Healthcare
  • USAA
  • Cigna
  • Aetna
  • Humana
  • MetLife
  • Delta Dental

We also accept plans from these providers:

Blue Cross Blue Shield MetLife Cigna Delta Dental Aetna

Don't see your plan? Call your nearest office. We can often still help, and we'll tell you honestly what your plan is expected to contribute before you commit to treatment.

Financing partners

Our dental financing solutions

We're also proud to partner with Wells Fargo Health Advantage to assist in managing the expenses of dental implant procedures.

Cash, Check, or Credit Card

For out-of-pocket expenses not covered by other dental financing options, we accept several forms of payment, including cash, checks, and major credit cards. This flexibility ensures you can choose the payment method that works best for you.

In many cases, we can split your fee between multiple payment methods. Our aim is to make affordable dentistry accessible, no matter how you choose to pay.

Cherry

Cherry Payment Plans cover almost any treatment, including dental implants. With fast decisions and high approval rates, Cherry makes paying over time accessible and convenient. Their transparent terms and competitive APR mean no hidden fees or surprises, allowing you to get the dental care you need without financial stress. You can also get a quick decision without impacting your credit score.

Visit Cherry →  ·  888-839-7171

CareCredit

CareCredit dental covers almost any treatment, including dental implants. You can get an instant credit decision without impacting your credit score with applications online or by phone. Interest-free short-term plans and affordable long-term plans make it easy to secure affordable dental financing.

Visit CareCredit →  ·  1-800-677-0718

Proceed Finance

Proceed Finance offers options for dental and medical expenses from $2,500 to $75,000. Flexible payment options make it easy to fit expenses like dental implant surgery comfortably into your monthly budget. A quick and easy prequalification process means you can secure affordable dental financing and move forward with your treatment on the same day.

Visit Proceed Finance →  ·  844-272-7587

LendingClub

LendingClub's pre-qualification application won't impact your credit score and only takes seconds to process. They cover almost every procedure, including cosmetic treatments like porcelain veneers. With a wide range of loan amounts and payment plans, LendingClub makes it easy to access the care you need without long delays.

Visit LendingClub →  ·  1-888-596-3157

Sunbit

Sunbit boasts a 90% approval rate for applicants searching for affordable dental financing. With flexible payment terms from 6–72 months for dental care and an easy-to-use app, Sunbit makes it easy to make payments. Their rates and terms are available on their website, so you won't be left guessing whether their service is right for you.

Visit Sunbit →  ·  1-855-678-6248

Financing questions

Will applying hurt my credit score?

Several of our partners offer pre-qualification that does not affect your credit score — including Cherry, CareCredit, Proceed Finance and LendingClub. Check the individual partner's terms before applying.

Can I combine insurance and financing?

Yes, and most patients do. We apply your insurance benefit first, then finance the remaining balance. In many cases we can also split your fee between multiple payment methods.

How much can I finance?

It varies by partner. Proceed Finance, for example, offers options for dental and medical expenses from $2,500 to $75,000, and Sunbit offers flexible payment terms from 6 to 72 months.

Do you offer payment plans for emergencies?

Yes. We offer financing options to ensure that excellent, comfortable, and accessible dental care is always available, whether for scheduled visits or unforeseen circumstances.

Let's make the number work

Book a consultation and our financial coordinators will build a payment plan around your budget.